Filing for Social Security Disability (SSD) benefits can feel overwhelming, and unfortunately, many misconceptions surround the application and appeals process. At The Packard Law Firm, we believe that having accurate information is the first step toward a successful claim. We are here to help clear up some of the most common myths about Social Security Disability.
Myth 1: It's Impossible to Get Approved
One of the most persistent myths is that nearly everyone is denied on their initial application, making the process feel hopeless. While it is true that many people are initially denied—often due to insufficient or improperly submitted paperwork—it is absolutely not impossible to get approved.
The truth is that the Social Security Administration (SSA) operates with strict rules and often requires a substantial amount of detailed medical evidence to approve a claim. The denials typically mean a lack of administrative or legal compliance, not a hopeless case. Many successful claims happen during the reconsideration phase or at a hearing with an Administrative Law Judge. Our job is to build a strong, comprehensive case from the start and navigate the complex system for you.
Myth 2: You Only Qualify if Your Disability is Permanent
This is a major misunderstanding. The SSA does not require your disability to be permanent, but it must be expected to last for at least one year or result in death.
To qualify for SSD benefits, you must meet the SSA’s definition of disability, which means you cannot engage in any Substantial Gainful Activity (SGA) due to a medical condition. A condition expected to improve within a few months, no matter how severe now, will generally not meet the durational requirement. However, if your medical evidence confirms that your condition has kept you (or is expected to keep you) out of work for a year, you may be eligible.
Myth 3: If You Can't Afford a Lawyer, You Can't Hire One
We understand that managing finances while unable to work can be incredibly stressful. This is why The Packard Law Firm works on a contingency fee basis for SSD claims.
This means you will not pay any attorney fees upfront. We only get paid if and when we successfully help you secure your benefits. Our fee is taken as a percentage of the back pay you are awarded, and this amount is capped by federal law. We remove the financial barrier so you can access the skilled representation you deserve.
Myth 4: Any Doctor's Note Will Be Enough
While your doctor's input is crucial, simply providing a note stating you are disabled is often not enough. The SSA needs objective, detailed medical evidence. This includes test results, treatment history, hospital records, and specific reports from your treating physician that clearly document the severity of your condition and how it limits your ability to work.
Your medical records must demonstrate how your impairments meet the SSA's specific criteria. We partner with you and your healthcare providers to ensure the SSA receives the comprehensive documentation required for a favorable decision.
Myth 5: You Can't Work at All While Receiving Benefits
This is only partially true and depends on the type of benefit and the stage of your claim.
Before Approval: If you are currently working and earning more than the SGA limit (which changes annually), you will generally be denied SSD benefits.
After Approval: The SSA has work incentives designed to help beneficiaries return to work without immediately losing benefits. These include a "Trial Work Period" and other programs.
If you are thinking about returning to work, or if you were denied because your earnings were too high, we can advise you on the specific rules that apply to your situation.
Don't let myths and misinformation stand in the way of the benefits you and your family need. If you are a Texas resident who is unable to work due to injury or disability, the compassionate and experienced team at The Packard Law Firm is ready to fight for you. We provide personalized, solutions-oriented service to make the legal process as stress-free as possible.
Schedule your free consultation today by calling (210) 972-8918 or contacting us online.