Many people have purchased a long-term disability plan through their employer. Part of that plan, if you read through the fine print, probably says that the insurance company is entitled to be reimbursed if and when any social security benefits are also payed. So what obligations do you have to repay them? The government is not going to enforce this. The government will not withhold your social security benefits or back pay in order to pay back this long-term insurance disability insurance carrier. It’s a lot like any other credit card or any other unsecured debt. You do have a legal, contractual obligation to repay your long term disability carrier, but it’s not something the government will enforce. If you or a loved one are thinking about filing for social security disability or have already filed, and would like some help, fill out the form online or give us a call, we’ll get back to you as soon as we can. We would love to help.