What Else Should I Know about Bankruptcy?

Utility services - Public utilities, such as the electric company, cannot turn your service off simply because you have filed for bankruptcy. However, the utility can require a deposit for future service and you do have to pay bills which arise after bankruptcy is filed.

Discrimination - An employer or government agency cannot discriminate against you because you have filed for bankruptcy.

Driver's license - If you lost your license solely because you couldn't pay court-ordered damages caused in an accident, bankruptcy will allow you to get your license back.

Co-signers - If someone has co-signed a loan with you and you filed for bankruptcy, the co-signer may have to pay the debt. If you file a Chapter 13, you may be able to protect co-signers, depending upon the terms of your Chapter 13 plan.