If injured in an accident, an undocumented immigrant has legal rights. A person’s residency status does not prevent that person from filing a claim against an insurance company after an accident has occurred.
If an undocumented immigrant has been involved in a wreck that was caused by another careless driver, then that driver, along with that driver’s insurance company, is responsible to pay for any damages caused by the accident - regardless of status. This includes payment for medical treatment, property damage to the car, and pain and suffering. However, it should be noted that, from a practical standpoint, an undocumented immigrant might have difficulty proving lost wages because they do not have a legally documented work status.
Many insurance companies use fear tactics. They know that many undocumented immigrants are afraid that legal actions might affect their status in the country. They know that they can get away with treating the claim unfairly and so they do. Another dirty trick used by some insurance companies is that they say that they cannot provide compensation because the undocumented immigrants do not have a social security number. This is simply not true.
The truth is, insurance companies and attorneys do not use an injury claim to threaten an immigrant’s residency status because it is considered unethical. Also, the law recognizes that everyone has the right to obtain medical treatment and the doctors and hospitals have the right to be paid.
If any of these tactics are used, it should not be tolerated. Claims involving undocumented immigrants are often complex and it may be a good idea to get an attorney so that your claim can be treated with the type of respect that the immigrant deserves.