Car accidents can be an extremely scary time for yourself and for your loved ones. Between your medical expenses and trying to get your vehicle taken care of, it’s difficult to find time to haggle with insurance companies to receive what you’re owed.
You might feel as though you’re in over your head. How are you supposed to know what questions to ask the insurance adjuster? How can you understand the complexities of the policies at play in order to receive a fair offer for your pain and suffering?
If you have been seriously injured in a car accident, you shouldn’t have to argue to receive a fair offer. What can you do? Do you really need a lawyer? Here are a few ways a lawyer can help you in your case:
Higher Settlement Offers
No matter how nice they may look on the commercials or sound over the phone, insurance companies are not on your side. Insurance companies are first and foremost, a business whose goal is to minimize their financial losses. That is why many insurance companies will give you low settlement offers after an accident. Even if you are the best negotiator, it’s hard to be threatening when you don’t have leverage.
The best leverage is court. Many insurance companies will want to avoid the expense and time associated with going to court. They want to avoid the risk of losing money to an adverse decision from a jury. If threatened with a lawsuit by an attorney, you are more likely to get a fair settlement offer.
Better Medical Care that is Affordable
A mistake that many people make is not getting the medical treatment needed after an accident. If taken to court, there would be no record that would show that you were hurt by the accident. Unfortunately, for many people, getting medical help is almost financially impossible. To add insult to injury, many medical providers will not even touch a patient that has received injuries in an auto accident. An experienced personal injury lawyer knows the medical community and can provide you with the financial support to obtain the treatment you so desperately need for your case and your health.
Reduced Medical Costs
There are many laws that allow an attorney to reduce the medical expenses associated with your case. Knowing how to navigate through these laws is essential when setting up the right medical care from the beginning. For example, say you have two health insurance cards - one with Medicare and another with Humana. In some situations, medical costs paid by Humana are reduced by 100% while the costs paid by Medicare are only reduced by 33%. As you can see, having this understanding from the very beginning will make a huge impact on what treatment you get and how to submit payment.
Even after the case is resolved, there are many laws that allow you to reduce the medical costs. The process is extremely complex but in short, having an experienced attorney to to help you through it will have a huge impact on your ability to be fairly compensated.
Better Experts to Prove Your Case
Experts are individuals with specialized training, education, or experience that can help a jury understand the complex areas of your case. Getting the right expert, who is credible and has the right credentials, can make all the difference to your case if taken to trial. For example, some experts might deem it necessary to reconstruct the accident to determine who was at fault. Another expert might be needed to help explain how the forces present in a low impact auto collision can create serious injuries. Simply put, getting the right expert will often make or break the case.
Of course these experts often cost money. An experienced attorney will be able to help you both find and finance the right kind of experts you need for your type of case.
People are busy and usually do not have the time or energy to handle everything required to make sure that your case has a just outcome. That is our job. We have the experience, tools, and time that your case will require.
Car accidents are scary experiences that can happen to anyone. They change lives, cause pain, and financial hardship in their wake.
If you have been injured in a car accident and are wondering if you should hire a lawyer, we hope these questions will help guide you in the right direction for you and your loved ones. If you need the help, please do not hesitate to call the Packard Law Firm for a free consultation.