It is very common for people who cannot work to wonder if applying for disability is the right for them. There are some who think it would be against their dignity or unfair to the government. Neither of these preconceptions are valid.
If you are wondering if you should apply for Social Security Disability benefits, the answer is a resounding YES! There are two types of people that should apply for social security disability, those who qualify for a needs based program and those who qualify for merit based program. Let me explain a little more.
For those who are needs based, there is the SSI program.& SSI stands for Supplemental Security Income and applies to those who are in a terrible financial situation. As its name suggests, it is designed to supplement the income of the people that are in dire need of financial help.
For those who are merits based, there is the SSDI program. SSDI stands for Social Security Disability Insurance. As its name suggests, this program acts like an insurance program and is implemented by President Franklin D. Roosevelt as part of a program he called the "new deal". Essentially if you have paid enough into this system, you have earned the right to collect Social Security benefits if you ever become medically unable to keep full time job.
There is nothing shameful about filing for disability. You either need the help or you paid enough into the system to earn it. These programs were set up to take care of either situation. If after reading this article, you are still uncertain if applying for Social Security Disability is right for you, give us a call. We do not charge for consultations. Having a Social Security disability attorney talk about your situation can help you understand your options.