At best, a car accident will shake you up and cause minor damage to your vehicle. Yet, many accidents are more serious than fender benders. And they may leave you with expenses related to injuries and auto repairs that you cannot pay on your own. If this happens, working with a lawyer can help you receive the settlement you deserve.
Why are lawyers helpful?
Texas follows a fault-based system for auto accident insurance claims. This system means you will pursue your claim through the at-fault driver’s insurance company, which you may face resistance from. Insurers tend to underestimate a collision’s financial impact. They will likely factor basic treatment and vehicle repair costs into the coverage. But they often do not account for missed work time or long-term medical expenses. Furthermore, most insurance companies do not cover pain and suffering. With the help of an attorney, you can pursue an award for this against the at-fault driver. And they can also hold the insurance company responsible for providing appropriate compensation.
Are lawyers always necessary?
If your car accident was minor, you may be fine filing a crash report and a claim. A small bump or a fender bender might not have seriously injured you, nor caused significant damage to your vehicle. In these cases, the at-fault driver’s insurance will likely cover all your damages – if there were any. Keep in mind, though, that minor pain can become more severe over time. And delayed injuries could appear after your accident, too. If these arise, legal consultation can protect you from paying damages out of pocket.
Consulting a lawyer may not be the first thing on your mind after getting in an auto accident. But in most cases, it’s worthwhile. Achieving proper recourse on your own can prove difficult. Doing so with help becomes much easier.